Savings and Investments
As part of our comprehensive financial planning service, we will review your existing financial arrangements and then complement them with a practical action plan, which should help you to generate tax efficient investment growth in the future.
Such considerations are likely to include:
- Efficient planning to make use of available investment, pension and tax allowances, such as your NISA allowance for investments, Annual Allowance for pensions and Capital Gains Tax annual allowance for collective investments.
- The use of a wide range of investment asset classes from lower risk deposit accounts, fixed interest and property funds to higher risk equity funds, as a means of potentially maximising investment returns without exposing you to levels of investment risk that you might find unacceptable.
- The use of life assurance and trusts to mitigate the effects of Inheritance Tax to assist in your estate and succession planning – and help preserve the family wealth you have created for future generations.
People have diverse aspirations throughout their lives – no two investors have the same set of objectives; each requires a different set of solutions for investment or pension products, tax wrappers and attitudes to investment risk and objectives. As specialist independent advisers, we are well-versed in assimilating and providing bespoke solutions for your individual needs.
For more details of the MMM investment process and the types of investments we might consider, please see the Medical Money e-Guide to Investments.
Please note that this web page is for general information only and you should always seek professional advice before making any financial decision on the topics covered in this article.
The value of your investment can go down as well as up and you may get back less than you have invested.