Our advice process

After discussing your needs and aspirations, you’ll receive a personal plan with recommended ways of realising your ambitions. Covering all areas from investments and savings to protection and insurance, our independence means we’re free to propose solutions that are perfect for you.

Our support doesn’t end there. Markets and legislation are always evolving. Your situation and priorities will adapt over time. To make sure your solutions are continually working for you, you’ll receive regular reviews and advice on enhancing your personal plan. We’ll do whatever it takes to keep your finances on track.

Hover your mouse over and click each stage of our advice process to find out more.

Our advice process

1. Initial exploratory meeting

1. Initial exploratory meeting

1. Initial exploratory meeting


1. Initial exploratory meeting

1. Initial exploratory meeting

Initial exploratory meeting (at our expense)

At this initial meeting we will determine your high level needs, goals and objectives to establish whether we are able to help you. If we believe we can, we will explain the range of services we provide and the likely costs involved so that you can make an informed decision about whether we are the right advisory firm for you. At the end of this meeting we will agree whether it makes sense to work together and if so, complete a client agreement before undertaking further work.

In-depth fact finding

This involves gathering all of the relevant detailed information about you and helping you to identify, define and prioritise your key financial goals and objectives. This includes a comprehensive appraisal of your existing arrangements, an in-depth understanding of what you are seeking to achieve, your lifestyle priorities and your attitude to investment risk. We need to make sure that we fully understand your personal situation so that we can tailor our advice appropriately.

Recommendations and findings

Once we have collected and analysed the information, we will prepare your personlised plan with specific recommendations designed to make your financial goals and objectives a reality. We will walk you through our recommended actions to make sure you fully understand your plan before implementing any of our recommendations.

Implementation

Once you are happy with our recommendations we will help you to implement them. We will take care of the associated administration with the aim of minimising any further pressures on your valuable time. We will check and submit completed forms and applications to relevant parties and chase all your applications through to completion in a timely manner to minimise delays. We will keep you informed of all key developments, progress or requests for further information as appropriate. We will, on receipt of all official documentation, collate, check and record the details to ensure that they have been processed accurately.

Regular reviews, performance appraisals and update

We believe that regularly reviewing your goals, aims and objectives and the advice we provide is crucial to achieving long-term financial security and independence. Changes to your circumstances, priorities, legislation and investment markets will almost inevitably result in the need to adjust or refine your plan. Review meetings are designed to ensure that the time and effort spent creating and implementing the agreed action plan continues to work for you in the long term. The frequency and detail of the reviews will depend on the complexity of your situation and the level of service and expertise that you require from us, which we will determine during the early stages of this process.